Not Sure What to Do

I’ve been a stay-at-home mom for over 7 years. For 6 of those years I’ve been working as a freelance copywriter to earn a little extra money. However, I’m not earning enough money to keep up with rising costs — you see, my husband hasn’t gotten a raise in over 6 years. He’s also unwilling to change jobs because he hates being the new guy, so the burden of making more money is on me. I can’t just “write more” because there’s only so many hours in the day and freelancing doesn’t pay very well.

So, I need to get a real job. I need to put my youngest baby in daycare and go back to work. I make more than minimum wage with my writing, so working at Walmart isn’t going to cut it.

Before kids I worked in a laboratory and I have a science degree. I’ve thought about going back, but those jobs don’t pay very well around here. I’d be making less money after accounting for daycare. I need something that pays at least $50k. Oddly enough, in-house copywriting positions seem to pay what I need. I think. I’m not completely clear on how much before and after school care for the older kids and full-time daycare for the younger kid will cost. I know it’s a lot, but I’m not sure quite how much.

I’m overwhelmed at the idea of going back because on top of working full time again, getting the kids to and from their various programs will be 100 percent on me. Even if I get a good paying job, my husband is going to be making more money, driving farther, etc. so it’s all on me to not only find a way to bring in more money, but to also work it out with the kids.

I’ve thought about teaching, but I’d need to get a license and right now I just don’t have the money for the licensing exam, especially if I need to take it more than once.

I’m so stressed out trying to find a way to make everything work financially. I wish my husband would look for a new (better paying) job, but he won’t. He hasn’t had a raise in 6 years and hasn’t left the company, so I don’t think his employer for feels like it’s terribly urgent to give him more money. At the same time, regular expenses (like water and electricity) have doubled. I’ve put off doing something about it for too long and I hope I can find a solution soon.

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